Loan Against Mutual Funds

@10.5% per annum

No Documentation
No Minimum CIBIL Required
4 Working hour Disbursal
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Instant Loans Against Your Mutual Fund Portfolio

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Interest rates starting from
10.5% p.a.
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Avail a loan within
just 7 minutes
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Easy
monthly repayments
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No Paper work
100% Digital
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Get money in
4 working hours
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ZERO pre-closure
charges

Access instant credit in 3 easy steps

1. Fetch Portfolio

Fetch your mutual funds portfolio and get a loan up to 5 Cr

2. Pledge Portfolio

Set the loan amount and pledge your mutual funds

3. Get Money

Money in your bank account in 4 working hours

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Fees & Other Charges

2% penalty

on monthly interest installment

Loan Default charges

₹ 400

Unpledging charges without availing loan

₹ 1,200

Bounce Charges

At Actuals

Legal Charges

Zero Charges for

Part-Payment

Preclosure

Top Ups

Lien removal post loan tenure

Annual renewal

Processing Fee
Loan Against Mutual FundsProcessing Fee (excl. of GST)
Less than 50,000₹999
50,000 - 1 Lakh₹1,399
1 Lakh - 1.5 Lakh₹1,599
1.5 Lakh - 2 Lakh₹1,799
2 Lakh - 3 Lakh₹1,999

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Loan Against Mutual Funds

Get Instant Loan Against Mutual Funds @11% per annum

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FAQs

What are Loans Against Mutual Funds (LAMF)?

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LAMF is a type of secured loan product that allows you to borrow money by pledging your mutual fund investments as collateral. It offers you a way to access funds without having to redeem your mutual fund units. This way, you continue earning returns on your investments while meeting your financial needs.

What is the eligibility criteria to avail a Loan Against Mutual Funds on 50Fin?

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  • You should be aged between 18 and 65 years old.
  • You should be an Indian resident.
Check your eligibility here
We don’t require any minimum credit scores, income proof, or any other documentation!

How do my mutual fund units get pledged?

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When you apply for a loan on 50Fin, your mutual fund units get digitally pledged with CAMS and/or KFintech (India’s leading Registrar and Transfer Agents) in favor of our lending partner, Bajaj Finserv Ltd . While pledged, you continue to earn returns on your investments but cannot sell your investments until they have been unpledged.

How do I unpledge my units?

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Upon your intimation, 50Fin will inform the RTAs to unpledge your units (this takes up to 4 - 5 working days). Please note that this can only be done if there is no outstanding principal or interest due on your loan/outstanding. However, we do allow partial unpledging of units in case you choose to make a partial repayment.

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