Fees & Other Charges
Bajaj Finance Limited
Rate of Interest
10.25% - 12%
Processing Fees
Starting ₹999 + GST
Bounce Charges
₹1200 (added to the loan outstanding)
Penalty
2% + GST on the principal (added to the loan outstanding)
Un-pledging Charges
₹400
(if the user doesn't take loan)
Part Payment
ZERO
Preclosure
ZERO
Legal Charges
At Actuals
Piramal Enterprises Limited
Rate of Interest
10.5% - 12%
Processing Fees
₹1,499 + GST
Bounce Charges
₹500 (added to the loan outstanding)
Penalty
2% + GST on the principal (added to the loan outstanding)
Un-pledging Charges
CAMS - ₹150 + GST | KFin - ₹200 + GST
(if the user doesn't take loan)
Part Payment
ZERO
Preclosure
ZERO
Legal Charges
At Actuals
*Penal charges - 2% per month of Outstanding Amount for the non-compliance of any terms and conditions as detailed below by the Borrower, for the period beginning the date of such non-compliance until the same is cured to the satisfaction of the Lender + applicable taxes.
